repay them without penalty any time before maturity. The amounts owed on each loan and the annual interest rate associated with each lowing table: nothing (leave the three individual loans as is) or create a consolidated loan (the $64,000 question)? The weighted average annual interest rate on John's current loan portfolio is \%. (Round to two decimal places.) John should (Select from the drop-down menu.) Data table (Click on the icon here into a spreadsheet.)