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Very good post We were asked to share an example of your use of TVM. the TVM calculations you made to support your decision and the benefits and how was cash flow impacted. You mention banks paying 6% on savings, but the average is.07%, so where are you going to get that kind of interest? What about stocks at 8-12%? Thanks for your participation. Now discuss the other posts with your fellow students. Please let me know if you have any questions