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Required by the Truth-in-Lending Act, the annual percentage rate (APR) is reported by the lender to the borrower. The APR accounts for all of the

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Required by the Truth-in-Lending Act, the annual percentage rate (APR) is reported by the lender to the borrower. The APR accounts for all of the following except prepayment fees for the loan all finance charges in connection with the loan all compensation to the originating brokers premiums for required forms of insurance

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