How much of Gallo Factory is financed by creditors at the end of December of 2020? Evaluate the change from 2019 to 2020.

 (The figures are expressed in thousands.)

Accounts/Years	2020	2019
Total current assets	$ 82,309	$ 80,080
Property, plant & equipment
(net of accumulated depreciation)	67,192	66,724
Total assets	$149,501	$146,471
Total current liabilities	$ 33,928	$ 28,668
Long-term debt	20,491	25,676
Deferred income taxes	4,174	5,208
Total liabilities	$ 58,593	$ 59,552
Total owner’s equity	90,908	86,919
Total liabilities & owner’s equity	$149,501	$146,471