Required information [The following information applies to the questions dispiayed below] Penny is 57 years old and she participates in her employer's 401(k) plan. During the year, she contributed $2,000 to her 401(k) account. Penny's AGI is $36,000 after deducting her 401(k) contribution. What is Penny's saver's credit in each of the following alternative scenarios? (Use Exhibit 13-8) Note: Leave no answer blank. Enter zero if applicable. d. Penny is married and fites a joint return with her spouse. They have three dependents