Research on the following:$1.$ Technological developments that have impact on Short Term Insurance$/$improve service delivery in the insurance industry. Hint: Try to look for articles that focus on insurance admin, claims processing and reduction, underwriting processes and practices, reinsurance, client communication etc. $($At least $5$ articles must be attached$)2.$ Pros and cons of new technology and its impact on the innovation of short term insurance in South Africa. $($At least $5$ articles must be attached$)$