Research the websites of the Federal Deposit Insurance Corporation, the Federal Reserve Board, or the Office of the Comptroller of the Currency to locate and read about a recent (within the last twelve [12] months) U.S. banking regulation that has been adopted. Determine the affect the regulation you researched will have on the global economy. Provide an example or evidence to support your response. Determine an area that appears to have too much government regulation regarding commercial banks and the risk the regulation addresses. Suggest an alternative regulation.