respond to the following: Hello Everyone!! I would choose to pay down my personal debit with the $ 5,000 sign-on bonus. If I pay down my debit then I will have more flexibility in my financial budget. I would need to do more research on investing my money so that I know that I am investing my money the right way. I would use the sign-on bonus to pay off my credit card balance so I do not have to worry about the balance due every month, I would take the monthly payments from then on and put them into a savings. I then would take the remaining $ 2,000 and pay it towards the debt owed for the vehicle. Hoping this would help lower my future payments and get the car paid off sooner than later. If I didn't have to pay off any debit I would have looked further into investing my money and seeing how these investments would have helped me in the long near future. However, I always make the decision to lower my personal debit over investing for many reasons, one being my monthly payments allows me to have more income available for savings and