Respond to the following questions:

• The Personal Financial Planner: Budget Trackerin the Learning Pathis designed for use with a monthly budget. At the end of each month,you would enter your actual spending in each category to identify budget variances. What is your experience withcreating and using a personal budget?
• Have you tracked expenses to identify variances? If so, what method did you use?
• What new strategies have you learned this week? How can your tax withholding affect your budget or financial goals?