Retirement Funding. Barry has just become eligible for his employer-sponsored retirement plan. Barry is 40 and plans to retire at 65. Barry calculates that he can contribute $4,200 per year to his plan. Barry's employer will match this amount. If Barry can earn a return of 9% on his investment, he will have $711,487.53 at retirement. How much would Barry have at retirement if he invested $2000 had started this plan at age 30?