Reuben has the option of receiving a loan of $19,875 for 20 years at an interest rate of either 4.25% compounded monthly or 4.25% compounded semi-annually. a. What would be the accumulated value of the loan at the end of the term, if it was received at the interest rate of 4.25% compounded monthly? Round to the nearest cent b. What would be the accumulated value of the loan at the end of the term, if it was received at the interest rate of 4.25% compounded semi-annually? Round to the nearest cent c. How much more interest would Reuben have to pay if he chose the monthly compounding interest rate intead of the semi-annually compounding rate? Round to the nearest cent