Review the following balance sheet:

BestCare Health Maintenance Organization (HMO) Balance Sheet June 30, 2011 (in thousands)

Assets Current assets: Cash $2,737 Net premiums receivable $821 Supplies $387 Total current assets $3,945 $3,945 Net property and equipment $5,924 Total assets $9,869 Liabilities and Net Assets Accounts payablemedical $2,145 services Accrued expenses $929 Notes payable $382 Total current liabilities $3,456 $3,456 Long-term debt $4,295 Total liabilities $7,751 $7,751 Total assets $9,869 Net assets-unrestricted (equity) $2,118 Total liabilities and net assets $9,869

What is BestCare's net working capital for 2011?

What is BestCare's debt ratio? How does this ratio compare with Sunnyvale's debt ratio as shown in Exhibit 4.1 (Chapter 4) in your textbook?