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reword Change: Insurance Model: Transition from a multi-payer system to a single-payer system to simplify administration and reduce costs. Cost-sharing: Eliminate high deductibles and copayments

reword Change: Insurance Model: Transition from a multi-payer system to a single-payer system to simplify administration and reduce costs. Cost-sharing: Eliminate high deductibles and copayments to ensure that cost is not a barrier to accessing care

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