@ What is a mortgage? (i) Must a mortgage be in writing? (2 points) (a) Explain the difference between a lien theory state and a title theory state. (b) Why does it matter? (c) Which is Florida? (3 6. point) Explain the difference between an (FHA, (D) VA and (m1) Conventional Mortgage (3 points) Explain what is a Fixed Interest Rate Loan, (i) an Adjustable Rate Loan and (im) Interest Only Loan. (iv) If you were the borrower, which would you want, explain why. (4 points) 9 points) (a) What is a rent roll? (b) Why would a commercial property buyer (borrower)want it? ( Why would the bank want it? (3