RGV banks cash flows from assets (loans) and liabilities (deposits) are as follows:

Expected Cash Inflows from Assets	Expected Cash Outflows from Liabilities	Annual Period in Which Cash Receipts Are Expected
$550	$500	1
600	650	2
700	500	3

If total assets are $20 billion and total liabilities are $15 billion, what is the leverage-adjusted duration gap? (2 points)

		-0.50
		-1.75
		+2.50
		+0.60
		+3.60