Rhoda, who has just purchased a new home, is considering the different ways in which she can structure the mortgage. She is thinking about a mortgage with a five-year term and a 25-year amortization period. She is also considering a fixed rate of interest for the mortgage, which is currently 5.45% for a five-year term. If Rhoda proceeds with this mortgage structure, which one of the following statements is true? Question 9 options: Any reduction to the amortization period will reduce Rhoda's total interest cost. At the end of the five-year term, typically the only option Rhoda will have is to repay the outstanding mortgage balance The 5.45% rate of interest will remain fixed throughout the entire amortization period The combination of a fixed interest rate and five-year term leaves Rhoda with more uncertainty than if she selected a variable rate of interest with a five-year term