Rick and Ben each started with $120,000. They retired, and both took out $5,000 of their money at the end of each year and spent it. Rick had 30 percent declines in his assets in year 1 whereas Ben's occurred in year 3. They both had a 5 percent increase per year in their assets in the remaining years. Assuming no tax impact, what sums did each have at the end of each year for each of the three years following retirement?