risk management and insurance

Ralph has a PAP that includes coverage for liability, medical payments, uninsured motorists, coverage for damage to your car (both collisions and other-than-collision). Ralph attends a Super Bowl party and consumes too much alcohol to safely drive home. In fact, Ralph runs off the road and hits a power pole. All the following are FALSE statements regarding the coverage that Ralph has under his PAP for his own vehicle EXCEPT: Damage to the car is covered under Ralph's collision coverage Damage to the car is covered under Ralph's other-than-collision loss coverage Damage to the car is covered under Ralph's property damage liability coverage Damage to the car is not covered because Ralph was intoxicated at the time of the accident All the following are TRUE statements regarding insured locations at which Medical Payments to Others coverage will apply EXCEPT: Medical Payments to Others will apply to a residence acquired by the insured during the policy period Medical Payments to Others will apply to farmland owned by the insured that is used for non-business purposes Medical Payments to Others will apply at a storage unit rented by the insured Medical Payments to Others will apply to a motel room where the insured is staying for a business conference All the following statements are FALSE regarding the ISO Homeowners Program EXCEPT: The ISO Homeowners Program allows for the policyholder to exclude Section II, but not Section I The ISO Homeowners Program allows a limited number of business occupancies to be conducted at the residence The ISO Homeowners Program allows a one-family dwelling to be occupied by two additional families The ISO Homeowners Program coverage permits the policyholder to have a maximum of two roomers and two boarders living in the dwelling with the policyholder