Risk Management:

Describe two financial risks that The YMCA may have. For each risk explain the type of risk it is: general market risk, interest rate risk, liquidity risk, exchange rate risk, credit/counterparty risk, or price risk. To what extent does the YMCA/OCY address each risk in its risk management program? How can analysing The YMCA's financial statements help manage each risk? For each risk recommend two treatments for managing it. Be sure to explain why your recommended treatment is appropriate for each risk.

Describe on strategic risk that The YMCA may have. What risk factor(s) does it incorporate: competition and innovation risk, liquidity and financial risk, acquisition and economic risk, marketing risk, foreign economic risk, procurement risk, or regulatory risk? Why? To what extent does The YMCA address this type of risk in its strategic managemnt? Is this risk based on internal factors or external factors? In what way (strength/weakness, opportunity/threat)? Recommend treatments for managing the risk. Be sure to explain why your recommended treatment is appropriate for the risk.