Risk management in banking has been transformed over the past decade, largely in response to regulations that emerged from the global financial crisis and other issues. But important technological trends suggesting that risk management will experience even more sweeping change in the next decade. Predict THREE (3) trends in banking environment that shaping role of risk function in the future. Risk management in banking has been transformed over the past decade, largely in response to regulations that emerged from the global financial crisis and other issues. But important technological trends suggesting that risk management will experience even more sweeping change in the next decade. Predict THREE (3) trends in banking environment that shaping role of risk function in the future