risk-free rate is 3.2 percent and the market risk premium is 6.8 percent, the reward-to-risk ratios for Stocks Y and Z are \begin{tabular}{|l|l|l|l|l|} \hline and & \multicolumn{2}{|c|}{0.07} & percent, respectively. Since the SML reward-to-risk is \\ \hline Stock Y is & & and Stock Z is & overvalued & (Donotroundintermediatecalculationsandenteryouranswersasapercentroundedto2decimalplaces,e.g.,32.16.) \\ \hline \end{tabular}