Rita Gonzales won the $41 million lottery. She is to receive $1.5 million a year for the next 19 years plus an additional lump sum payment of $12.5 million after 19 years. The discount rate is 14 percent. What is the current value of her winnings?

Round "PV Factor" to 3 decimal places and your final answer to the nearest dollar amount. Omit the "$" sign in your response.