Roberto can afford car payments of $$450$ per month for $4$ years. If the interest rate is $5\mathrm{.}3$ percent, how much money can he afford to borrow?

$$23,673\mathrm{.}02$

$$19,540\mathrm{.}33$

$$7,778\mathrm{.}74$

$$24,736\mathrm{.}49$

$$19,425\mathrm{.}49$