Roger and Sarah sold their house and plan to travel around the world for one year. They placed their furniture and appliances in storage and will take luggage and cameras on their trip. Sarah will travel with her diamond engagement ring. Jeff, their insurance agent, canceled their homeowners policy soon after the house was sold. Which one of the following types of personal inland marine forms should Jeff recommend to Roger and Sarah to protect the items they placed in the storage facility? A Personal Articles Standard Loss Settlement Form A Personal Property Form A Personal Effects Form A Tenant Homeowners Form QUESTION 47 All of the following are policy conditions that apply to both Sections I and II of the HO-3 policy, EXCEPT: Liberalization Severability of Insurance Death Nonrenewal QUESTION 48 Regarding property damage coverage under the Section II-Additional Coverages for Damage to Property of Others in the HO-3 policy, the insurer will Not pay for intentional property damage to a neighbor's home caused by a 12 -year-old insured. Pay for damage to property owned by a resident of the named insured's household. Pay for damage to property owned by a tenant of the insured. Not pay for any damage to property owned by the insured