Roger Waters 22-year-old daughter Kashmir has just accepted a job with Interactive Intelligence Inc. (ININ), an up and coming technology firm from Indianapolis. ININ offers employees a Traditional 401(k) plan to which employees may contribute 5 percent of their salary. ININ will match $0.50 for every dollar contributed. Kashmirs starting salary is $32,000.

4. If the 401(k) account were a Roth IRA instead of a Traditional IRA, how much more will Kashmir be able to withdraw and spend from her retirement account each year for 20 years?