Rohan purchased a Critical Illness (CI) policy on his own life. A few months later he was diagnosed with a covered illness. Rohan died of the covered illness 40 days after the 30 day survival period. Will the insurer pay the benefit and to whom will it be paid out? Select one: a. Yes the insurer will pay the benefit to his beneficiary b. No because he had to survive 90 days from the date of diagnosis c. The insurer will not pay since critical illness is a living benefit product d. Yes the insurer will pay the benefit to Rohan's estate