(Rolated to Checkpoint 6.2) (Present value of an ordinary annulty) Nicki Johnson, a sophomore mechanical engineering student, receives a call from an insurance agent who believes that Nicki is an older woman who is ready to retire from teaching. He talks to her about several annuities that she could buy that would guarantee her a fixed annual income. The annuities are as follows: Nicki could earn 11 percent on her money by placing it in a savings account. Alternatively, she could place it in any of a. If Nicki could earn 11 percent on her money, what is the present value of annuity A with $6,000 payments per year and 15 years duration? (Round to the nearest cont)