Rosa, age 42, has a life insurance policy at face amount of $1,000,000. His risk category is standard plua, with annual pemium of $1,000. if he were to purchase a single premium policy, the premium would be $10,000. The required percentage of the corridor test is 250%.

please illustrate the two scenarios where his contract will be qualified as life insurance. You'll need to specify the exact amount for the qualification.

(1/2 credit will be given for cash value accumulation test, half credit will be given for the guideline premium and corridor test)