Roya has noticed that a few people around her have bought electric vehicles. She is thinking about buying a used Hyundai loniq 5 for $50,000 (the purchase can be financed via the bank at a 6.20% rate). With the purchase, Roya's fuel/energy expense would drop to 20% of current levels and maintenance would only be needed once a year (the expected cost per maintenance service would remain the same, as would the vehicle insurance expense). Roya's current vehicle has a market (and book) value of $12,000. It expected to last five more years, at which it point it can be sold to the scrap yard for $1,000. After five years, the loniq could be sold for $20,000. Roya wants advice on switching cars as well as consideration of other relevant factors. A final consideration for Roya is students asking for direct help with assignments. Out of frustration, a few students have already asked her to complete assignments for them, even offering extra cash for the help. Roya is aware of the TLC's policy of not doing assignments for students so she feels like crossing this line may be unethical. Her friend from their masters program together, Ross, has told her that he . welcomes the chance to make extra money by helping students complete assignments and exams. In fact, he already provides this service on some online websites. He has offered Roya a referral fee of $50. per student. Roya believes she can eventually refer him 100 students a year. This proposal also got her thinking about offering money to instructors to refer students to her. Roya wants a detailed analysis of this element, including ethical factors and pros and cons to her business. Advise Roya on what to do with her business and career. Produce a business report, including comprehensive analysis, recommendations, and any questions you may need to ask Roya