Rubin writes a check drawn on his account at Clearwater Bank and payable to the order of Gwyn$.$ The bank does not pay the check. Rubin is

Rubin writes a check drawn on his account at Clearwater Bank and payable to the order of Gwyn$.$ The bank does not pay the check. Rubin is

liable to the bank for the amount of the check.

entitled to payment of the amount of the check from Gwyn$.$

liable to Gwyn for the amount of the check.

absolved of liability on the check.