Rubys Ribs is a small barbecue restaurant just off Interstate 95 in South Carolina. While Ruby often gets tourist trade from the interstate, most locals prefer more traditional places farther from the noise and commotion, and Rubys Ribs has been struggling. As so many small-business owners do, Ruby used her personal credit card to purchase business supplies. In early 2017, she purchased a new rib smoker and accessories from a local restaurant supply store and charged it on her card. Less than three months later, however, the business folded and Ruby declared bankruptcy. The credit card company has disputed the discharge of the debt for the smoker, arguing that it was a luxury good purchased too close in time to the bankruptcy petition.

Should the debt for the smoker be discharged? Explain.