Ruth wants to buy a mountain cabin for her retirement. Ruth recently came into an inheritance of $130,000. She estimates that the cabin she wants will cost $160,000 when she retires in 3 years. Click here to view the factor table. How much of her inheritance must she invest at an annual rate of 8% (compounded annually) to buy her cabin? (For calculation purposes, use 5 decimal places as displayed in the factor table provided and final answer to 0 decimal places, e.g. 458,581.)