Ryan is single and has correctly determined that his 2020 adjusted gross income is $120,000. In addition to his adjusted gross income, Ryan notifies you that his itemized deductions totaled $10,000. Ryan also correctly determines that his qualified business income deduction is $14,000. Further, he qualifies for a $2,000 tax credit. Finally, Ryan made $18,000 in estimated payments throughout 2020. If necessary, you may assume the standard deduction for single taxpayers in 2020 is $12,400. Assuming Ryan pays tax at a flat rate of 25%, what is Ryans tax due (refund) for 2020?