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Sabrina asks her life insurance agent about the various charges that can be associated with an investment in a segregated fund. If Sabrina does not

Sabrina asks her life insurance agent about the various charges that can be associated with an investment in a segregated fund. If Sabrina does not redeem her units before maturity, which of the following charges would she AVOID? a) Sales commissions b) Management and administration fees c) Surrender charges d) Audit and legal fees

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