Saeed is one of the recent graduates of King Fahd University of Petroleum and Minerals. He recently got a job as engineer in SABIC where he got his first salary. As ptart of retirement plan, he consulted a financial advisor to prepare his personal investment strategy. Saeed has been advised to invest part of his salary in long investment deposit with conventional bank. According to financial advisor, this investment product is permissible under Shariah because it is a personal investment. However, Saeed still has doubt about the Shariah compliance of this plan. As an expert in Islamic finance, answer the following questions of Saeed: - Is personal finance governed by Islamic finance principles? Explain your answer - is investment deposit product with conventional bank Shariah compliant? Explain your answer - What is your advice to Saeed to invest his salary using shariah complaint investment schemes