Sajeed has a high$-$paying job and is considering placing some money into a retirement account. Assume he is eligible to place money into either a traditional retirement account or a Roth retirement account. Select all of the following that are reasons Sajeed might prefer the traditional account over the Roth.

Question $14$ options:

In a traditional account, Sajeed would receive the money in retirement tax free, which would be important if he were withdrawing a lot of money from the account.

In a traditional account, Sajeed would receive a tax deduction on the money at his current high tax rates and pay tax on the money in retirement, when his tax rate could be lower.

In a traditional account, Sajeed would pay the lower capital gains tax rates on all money he earned in the account.

In a traditional account, Sajeed would be investing more money now because he does not have to pay tax on the money first.