Question
Salem is a newly licensed insurance agent working with his first set of clients on an application for an accident and sickness policy. Salem is
Salem is a newly licensed insurance agent working with his first set of clients on an application for an accident and sickness policy. Salem is working with a more senior agent who is helping with his training process. Which of the following statements about Salems role is CORRECT?
a) Salems role should be to act as the recorder of the information on the application and he should not seek further information or provide interpretation. b) Salem is responsible for ordering an inspection report if information disclosed on the initial application would warrant it. c) Salem will likely be required to have the applicants complete a hazardous sports and occupations questionnaire if they indicate these hazards on the application. d) Salem should not attempt to interpret his clients answers on the non-medical form because it could introduce bias for the underwriting department.
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