Sally, a consumer, wrote a debt collector a letter and sent it regular mail, stating that she does not intend to pay the debt and wants all communications to stop. At this point, the collector

must essentially stop all further communications.

can ignore Sally's request because it was not sent by Certified Mail.

must essentially stop all further written communications but can still make telephone communications.

must essentially stop all further telephone communications but can still make written communications.

must contact the Consumer Collection Agency.

must stop collection attempts for 30 days.

The most accurate statement regarding the relevancy of information gathered by a credit information agency is

the FCRA requires the information to be directly relevant to credit.

the FCRA requires the information be relevant to any valid purpose.

the FCRA is silent on relevancy.

the FCRA requires the agency to use reasonable care to ensure relevancy of gathered information

What category is not included in a Truth in Lending Act Disclosure Form?

Annual percentage rate

Finance charge

Amount financed

Current standard interest rates

A credit reporting agency reported erroneously that Nathan had filed bankruptcy. The mistake was due to a mix-up with the spelling of Nathan's last name. Under the Fair Credit Reporting Act, Nathan can sue the reporting agency for

Group of answer choices

defamation.

invasion of privacy.

negligence.

none of the above, if the error was a bona fide error.

all of the above, even if the error was a bona fide error.

Which of the following laws has as a major goal the development of data detailing the effect of chemical substances and mixtures on health and the environment by those who manufacture and process such chemicals?

Federal Insecticide, Fungicide, and Rodenticide Act.

Toxic Substances Control Act.

Resource Conservation and Recovery Act.

Comprehensive Environmental Response, Compensation, and Liability Act.

Nyclon, Inc. has decided to build a $10 million manufacturing facility along the Ohio River. Before construction can begin, Nyclon

must prepare a environmental impact statement.

must wait until the government prepares an environmental impact statement.

must conduct an archeological dig.

must do none of the above.

Crayshon bought land and a cabin out in the country. There is a well on his land. He doesn't use it for water but the previous owner told him that the neighbor sometimes uses it for water. Crayshon uses the land to work on his hobbies. One of his hobbies is making art from old used car parts. Occasionally some of the car parts have residual liquid of some sort. Many times, Crayshon pours those liquids in the well on his property. Which act is Crayshon most likely directly violating?

Clean Water Act

Referendum on Dumping Act

Safe Drinking Water Act

Waterways Pollution Safety Act

Title VII of the 1964 Civil Rights Act would apply to

a trucking company with ten employees.

an employment agency that regularly finds work opportunities for potential employees.

an ice cream store that only operates during the summer (i.e., three months).

a private company that engages in commerce only within its home state, and whose goods and services never leave that state.

(a) and (b).

(a), (b), and (c).

(a), (b), (c), and (d).

(b) and (c).