Sally asked her sister, Cindy, if she could borrow $3,750 to make a mortgage payment. Cindy said, 'OK," and deposited a check for

that amount into Sally's bank account. Hours later, Sally asked Cindy if she could borrow another $1,200. Cindy took a cash advance on her

credit card and deposited this amount into Sally's account. When Sally did not repay the amounts, Cindy filed a suit, arguing that she had

loaned" Sally the money.

Is consideration present?

does a contract exist?