Sally borrowed 1000 from her friend Monique two years ago. their arrangemtn requied Sally to repay 250 each year for the subsequent for years. Today, with two payments remaining on the loan, Sally offers to repay the loan with a single payment of 475. Assuming no change in interest rates throughout the entire time, should Monique accept the single 475 payment today, why or why not?

A. yes, 475 is more than the PV of the two remaining payments

B. More information is needed to decide

C.Monique is indifferent between the options, the PVs are equivalent

D.No,the PV of the remainging two payments is more than 475