Sam and his wife Jenny bought a SFH in 2020. They paid the following housing related expenses last year: Mortgage interest 20,826 Utility Mortgage principal 10,767 HOA fees Property tax 7,000 PMI 2,200 They should include $ 32426 31326 30026 40793 27826 4,210 2,400 Homeowner's insurance 1,300 Renovation 20,000 in itemized deduction when they file income tax return this year