Sam is meeting with a husband and wife who like the idea of having fixed and guaranteed income backed by Northwestern Mutual. What they are not sure about yet, is when they want to retire. They love what they doing professionally so it could be a year from now or ten years from now. At the next meeting, they would like to review some of the annuity income options they have with Northwestern Mutual. Although there are several more details to discuss, what are some product highlights you want to discuss?

I. The income may begin from a Single Premium Deferred Income Annuity within one week after purchase

II. The Single Premium Immediate Annuity offers the Accelerated Income Withdrawal Feature

III. Income payments from the Single Premium Deferred Income Annuity may be delayed up to ten years after contract issue

IV. A fixed income plan may be elected from a Northwestern Mutual deferred fixed or variable annuity

A. I only

B. IV only

C. II and III

D. III and IV