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Sam refuses to retire until his retirement account has a balance of at least $ 1 million. The account currently has a balance of $

Sam refuses to retire until his retirement account has a balance of at least $1 million. The account currently has a balance of $500,000, and earns a rate of 9%, compounded monthly. If Sam does not plan to make any more deposits into his account, how long will he have to wait until he retires?

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