same duration $($N$).$ Payments to$/$from A are at the end of each period; whereas

payments to$/$from $B$ are at the beginning of each period. Please select the correct

statement$($s$)$ from the following:

you, as the receiver of the annuity, are indifferent from these two choices since

they have all the same features.

you, as the payer of the annuity into your retirement account, would prefer $A$ so

that you can get more when you rimire.

you, as the payer of the annuity into your retirement account, would prefer B so

that you can get more when you retire.

you, as the receiver of the annuity, prefers A because it gives you a higher total

present value.