Sammy can invest his $10,000 in a savings account at 4% a year interest or he can invest in a loan to a fellow small business owner. The small business owner says loan me the $10,000 and in 3 years, I will give you $10,750. Which will give Sammy the better rate of return for the 3 years? O A. The loan to the business owner is a better deal as the PV of $10.750 is greater than $10,000 O B. The savings account is a better deal as the PV of $10,750 is greater than $10,000 OC. The loan to the small business owner is a better deal as the FV of $10,000 is less than $10,750 OD. The savings account is a better deal as the PV of $10,750 is less than $10,000