Sample Questions Chapter 10 Commercial Bank 1. Mr. Rubel is a cloth merchant. He has been doing his business transaction through Chandra Bank' since last 10 years. So, the relation between them is very good. Chandra Bank collects bills, pays wages and issues letter of credit on behalf of Mr. Rubel. These services of the bank are very helpful for Mr. Rubel. To expand his business, he applies for loan having duration of 10 years from Chandra Bank but, the bank disagrees to sanction this loan. (a) Which banks circulate notes? (6) How commercial banks play vital role in economic development? (c) What kind of function of Chandra bank is indicated in the above stem? Explain it. (d) Why Chandra Bank disagrees to sanction this loan to Mr. Rubel? Analyze it. 2. Rupali bank is a commercial bank. Thought it is owned by the government, it is operated for commercial purposes. The bank collects small deposits from customer and invests it in various profitable projects. While granting loans, Rupali bank follows a special procedure by which it creates loan deposit. As the entire main functions of the bank are done as per requirement, the bank is one of the most successful and largest in the country. (a) What is the person called who is involved in banking business? (6) Why financial solvency needed in banking activities? Explain. (c) Explain the Rupali bank loan deposit creation system of Rupali bank. (d) Describe the functions of Rupali bank as a commercial bank according to the stem, 3. United Bank had started their operation by taking the approval from Bangladesh Bank three years ago. The bank has now 42 branches. In the orientation program, Mr. Sana Rahman, Chairman of the bank, said that their main purpose is to collect scattered money from the people in the form of deposit and will give financial support to the deficit unit and by doing so, they will make profit. (a) What type of organization is commercial bank? (b) How does commercial bank facilitate export and import business? (c) How would you explain United Bank's sources of fund and income based on your knowledge? (d) Explain the importance of commercial banks in the economic development of our country? Mr. Hasan is an importer. He conducts business activities easily in his area with the help of Meghla Bank. The bank helps businessman like Mr. Hasan as an agent in different ways. (a) Which is the main income source of Commercial Bank? (b) What does bank issue on behalf of an importer for international trade? Explain it. (c) What type of assistances does Meghla Bank provide to Mr. Hasan? Describe. (d) Evaluate the role of branches of Meghla Bank in economic development of the country. Tues 4. Sample Questions Chapter 10 Commercial Bank 1. Mr. Rubel is a cloth merchant. He has been doing his business transaction through Chandra Bank' since last 10 years. So, the relation between them is very good. Chandra Bank collects bills, pays wages and issues letter of credit on behalf of Mr. Rubel. These services of the bank are very helpful for Mr. Rubel. To expand his business, he applies for loan having duration of 10 years from Chandra Bank but, the bank disagrees to sanction this loan. (a) Which banks circulate notes? (6) How commercial banks play vital role in economic development? (c) What kind of function of Chandra bank is indicated in the above stem? Explain it. (d) Why Chandra Bank disagrees to sanction this loan to Mr. Rubel? Analyze it. 2. Rupali bank is a commercial bank. Thought it is owned by the government, it is operated for commercial purposes. The bank collects small deposits from customer and invests it in various profitable projects. While granting loans, Rupali bank follows a special procedure by which it creates loan deposit. As the entire main functions of the bank are done as per requirement, the bank is one of the most successful and largest in the country. (a) What is the person called who is involved in banking business? (6) Why financial solvency needed in banking activities? Explain. (c) Explain the Rupali bank loan deposit creation system of Rupali bank. (d) Describe the functions of Rupali bank as a commercial bank according to the stem, 3. United Bank had started their operation by taking the approval from Bangladesh Bank three years ago. The bank has now 42 branches. In the orientation program, Mr. Sana Rahman, Chairman of the bank, said that their main purpose is to collect scattered money from the people in the form of deposit and will give financial support to the deficit unit and by doing so, they will make profit. (a) What type of organization is commercial bank? (b) How does commercial bank facilitate export and import business? (c) How would you explain United Bank's sources of fund and income based on your knowledge? (d) Explain the importance of commercial banks in the economic development of our country? Mr. Hasan is an importer. He conducts business activities easily in his area with the help of Meghla Bank. The bank helps businessman like Mr. Hasan as an agent in different ways. (a) Which is the main income source of Commercial Bank? (b) What does bank issue on behalf of an importer for international trade? Explain it. (c) What type of assistances does Meghla Bank provide to Mr. Hasan? Describe. (d) Evaluate the role of branches of Meghla Bank in economic development of the country. Tues 4
