Samuel and Jessica Wilder earn a combined income of $96,400. They can get a 20-year, 90% conventional loan at 6.25% interest rate that will require monthly payments of $6.16 per $1,000 borrowed. A house they really like has annual taxes of $3,200 and can be insured for $1,500 per year with no PMI. If the lender uses 28/36 qualifying ratios and they have no other debts, how much financing can Samuel and Jessica qualify for?