Sanchez, Inc., is considering a change in its cash-only sales policy. The new terms of sale would be net one month. The required return is .86 percent per month.

	Current Policy			New Policy
Price per unit	$	1,000		$	1,000
Cost per unit	$	810		$	810
Unit sales per month		1,060			1,140

Calculate the NPV of the decision to switch.