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Sandy has a $243,691 insurance policy with 80% coinsurance clause. She sustains $265,652 in fire damage to her home. It costs $291,569 to replace her

Sandy has a $243,691 insurance policy with 80% coinsurance clause. She sustains $265,652 in fire damage to her home. It costs $291,569 to replace her home. Ignoring deductibles, how much of the replacement cost is not covered by her insurance policy?

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