Sandy is using a government program to help finance her new business. Her company is not eligible for a loan through a normal lending channel and is receiving $120,000 with the SBA guaranteeing 85 percent of the loan. She also had to submit a loan application to the lender. Sandy is participating in the 7(a) Loan Guaranty Program. B Small Business Innovative Research Program. C) 7(m) Microloan Program. Certified Development Company 504 Loan Program